How Much Will My PPO Insurance Cover For Therapy?
Tool Not Working? We’ve Got Your Back
You can use the following script to gather information on your insurance provider’s reimbursement policy for therapy. Please contact your insurance provider directly.
Laurel Therapy Collective cannot guarantee reimbursement based on information gathered using the tool above or the script below.
Download a printable version of the PPO reimbursement script here
Insurance Fact-Check Questions
For checking your coverage for reimbursement for therapy services. Ask your insurance provider representative these questions over the phone.
What is my insurance amount covered per each individual (CPT:90834) /couples (CPT:90837) session with an out-of-network behavioral health provider with an LMFT license or AMFT registration? (This will be a flat fee or a percentage of the total cost)
What is my insurance plan deductible? (if applicable)
What is my per-session copayment (flat fee) or coinsurance (percent) amount?
How many visits or sessions will be covered?
When does my insurance coverage start and renew?
How much of my deductible have I met so far this year? (if applicable)
Does my plan cover behavioral health visits offered via telehealth?
Does my plan cover behavioral health visits offered by a registered associate operating under a licensed provider? (if applicable)
What is the process for submitting a reimbursement claim?
How Our Process Works
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1. Book a consultation
Use our easy scheduler to find a time that works for you. Our consultations are done directly with one of our therapists, not an admin or call center.
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2. Free chat with one of our therapists
We’ll chat for 20 minutes (separately with each person for couples) and get a sense of what's going on and how we can help.
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3. Schedule a therapy session
If you feel good about the person we’ve matched you with, you can schedule a first session. The first three sessions are a trial and there’s no pressure to continue.